ETF's

One of the greatest "new" innovations in the investment world has been the spawn of exchange-traded funds.

I love them. 

I use them daily, weekly, monthly, annually, and probably forever.

I don't need the inherent risk in an individual stock.

The proliferation of ETF's has been monstrous.

If you don't use them I would suggest you look into their many  benefits if you are not an active investor.